Integrity Wealth Planning legacy
Intercoastal Wealth Planning carries forward the work of Integrity Wealth Planning. Existing Plantation clients keep the relationship under the new brand.
Fee-based wealth management in Plantation, serving Sunrise, Davie, Weston, and the surrounding Broward County communities. Carrying forward the legacy of Integrity Wealth Planning under the Intercoastal name.
Intercoastal Wealth Planning carries forward the work of Integrity Wealth Planning. Existing Plantation clients keep the relationship under the new brand.
Independent of any wirehouse, fee-based, and held to the fiduciary standard. No proprietary products. No sales quotas.
Pre-retirees, business owners, professional women, widows, and inheritors. The work matches the typical Plantation-area client situations.
Most first meetings happen in person at the Plantation office. Many ongoing relationships shift to a hybrid cadence afterward.
We meet on a real cadence, usually quarterly. The plan flexes as your life and the tax code change. Most relationships span decades.
Offices in Boca Raton and Plantation, plus licensed in all 50 states. Existing clients keep us when they move.
The Plantation office serves clients across Broward County. Most of our clients come from Plantation itself plus Sunrise, Davie, Weston, Fort Lauderdale, Coral Springs, Cooper City, and Pembroke Pines. The work is the same across the county; only the meeting location and the local context change.
Three things that matter to Plantation residents.
Both offices are within a short drive of most Plantation households. First meetings are in person; ongoing reviews are your choice: in-office, video, or a mix. Clients pick the office that fits their schedule.
Florida has no state income tax, but the planning still involves federal brackets, the homestead exemption and Save Our Homes portability, and the SIRS assessment landscape for coastal condo owners. Local knowledge saves years of guessing.
South Florida households frequently move. Kids move states, retirement moves them north, snowbird lifestyles split residency. Because we hold licensing in all 50 states, the relationship continues without restart when residence changes.
If you're an existing client of Integrity Wealth Planning, your relationship continues seamlessly under Intercoastal Wealth Planning. Same team, same fiduciary standard, same approach. The brand name changed; the work did not. Reach out with any questions about the transition.
The first meeting is a conversation. We map what's going on, what matters most, and whether we're the right fit. In person in Boca Raton or Plantation, or by video from anywhere.
Every service we offer is available to Plantation clients:
Fee-based fiduciary financial planning for Plantation households. Cash flow, tax positioning, retirement drawdown, and estate coordination as a written plan.
See financial advisors plantation →Portfolio construction, asset allocation, tax-sensitive investing managed locally.
See investment management →Income strategy, IRA rollovers, Social Security timing, RMDs, healthcare bridge.
See retirement planning →Year-round positioning. Tax-loss harvesting, Roth conversions, charitable giving timing.
See tax planning →Beneficiary audits, trust funding, legacy planning, coordinated with your attorney.
See estate planning →401(k), 403(b), and old employer plan rollovers handled as direct trustee transfers.
See ira rollover planning →When to claim, spousal coordination, and how the claim fits the income sequence.
See social security optimization →Multi-year tax modeling for the low-income window between work and RMDs.
See roth conversion strategy →Education savings, Florida Prepaid, grandparent funding, FAFSA coordination.
See 529 plan & college planning →Life, disability, long-term care, and annuity review without the sales pitch.
See insurance planning →Behavioral coaching and accountability that turns the plan into actual decisions.
See financial coaching →Donor-advised funds, charitable trusts, QCDs from IRAs, appreciated security donations.
See charitable giving strategies →Revocable living trusts coordinated with your estate attorney. Funding and titling, done right.
See trust planning →Family transitions, internal sales, ESOPs, plus the post-transition personal plan.
See business succession planning →Pre-sale tax positioning, deal-structure planning, post-sale wealth strategy.
See business exit planning →Most Plantation clients fit one of these descriptions:
For clients in their 40s, 50s, and early 60s coordinating the Social Security decision, Medicare timing, Roth conversion windows, and the income plan that follows.
For founders and owners. The planning runs from operating the business through eventual transition or sale.
For C-suite leaders with concentrated equity, deferred compensation, and the planning that comes with senior roles.
For clients receiving an inheritance, sudden or expected. Help making steady decisions in a moment when steady is hard.
For women in their career-building years working through equity comp, executive comp, and the planning that supports both.
For women rebuilding financial independence after divorce. Coaching, accountability, and a real plan for what's next.
For women facing financial decisions for the first time after the loss of a spouse. Patience and a step-by-step approach.
"I was a client of Integrity Wealth Planning for years. The transition to Intercoastal was seamless. Same team, same work. The new name took some getting used to but the planning kept going."
"I run a family business in Davie. Our planning team have handled my personal financial life for the last decade, including the cash balance plan and the eventual exit conversation."
"We moved from New York to Weston a few years ago. Beth helped us with the state residency change, the tax planning that came with it, and the broader retirement plan."
"We've been clients of the Plantation office for many years, going back to when it was Integrity Wealth Planning. The team carried over to Intercoastal without missing a step. The work is the same. The brand on the statements is different."
Plantation sits in the middle of a major growth corridor in Broward County. Median household income is $92,541, and 46% of adults hold at least a bachelor's degree (US Census ACS). Many of the households we work with here are dual-income professionals in accelerating careers.
That profile has its own set of planning questions. Multiple 401(k)s to coordinate, restricted stock units to plan around, rising property insurance premiums, and children's education costs to model against retirement savings. The individualized planning work here is more about coordination across many moving parts than any single decision.
For families in Jacaranda or Plantation Acres, we build the retirement path and the education funding path into one integrated projection, so the tradeoffs are visible rather than implicit. We also review workplace benefits (HSAs, deferred compensation, executive stock plans) to make sure the client is capturing what's available before it becomes an oversight.
Because Plantation offers a reasonable commute to Fort Lauderdale and surrounding corporate centers, we work with a fair number of executives whose compensation includes RSUs, stock options, and deferred comp. When a large portion of net worth is tied to a single employer's stock, systematic diversification over time deserves individualized attention.
The planning work covers vesting schedule timing, tax treatment of options (ISOs vs NQSOs, and the 83(b) considerations where they apply), and the diversification cadence (how much stock to sell each quarter, funded into what kinds of accounts). Our in-house Enrolled Agent handles the tax coordination so the equity compensation planning and the return preparation stay in sync.
For executives approaching an eventual exit from the corporate world, we model what the compensation change looks like on the other side and how the plan adjusts.
As the original generation of Plantation homeowners ages, many working-age families in the area eventually receive an inheritance. The transition often includes a mix of assets: inherited IRAs, a house, and taxable accounts, each with its own tax treatment and timing rules.
For inherited IRAs under the SECURE Act 10-year rule, we model the year-by-year distribution options so the tax impact can be spread rather than concentrated in one year. For inherited real estate, we walk through the cost basis step-up implications and whether keeping the property fits the beneficiary's own plan.
The work is done at the beneficiary's pace, not on a rushed timeline. We provide the structure and the coaching so the decisions can be made calmly, with enough context to feel right.
Posts our wealth advisors have put together on this topic.
The Plantation office is in the Plantation area, easily accessible from major roads through Broward County. Free client parking. Most first meetings happen in person there.
Yes. Intercoastal Wealth Planning carries forward the work of Integrity Wealth Planning under a refreshed brand. Existing clients keep their relationship, their team, and their planning continuity. The transition is brand-level, not work-level.
No. We serve clients across South Florida from the Plantation and Boca offices, and are licensed in all 50 states. Many existing relationships run fully virtually after the first one or two in-person meetings.
Most clients fit one or more of these descriptions: pre-retirees in their 50s and 60s, business owners, widows and divorced women, inheritors of family wealth, and professional women or executives. Our practice has built particular depth around women navigating life transitions.
Yes. We handle tax planning and preparation in-house through our Enrolled Agent, so the investment strategy and the tax filings are coordinated rather than working in parallel.
We typically work with executives, business owners, and pre-retirees at household incomes of $250,000 and up. In an area where the median owner-occupied home value is $483,500, individualized planning around cash flow and long-term goals is where most of the value shows up.
Plantation is a Broward County city west of Fort Lauderdale, known for tree-lined neighborhoods, established residential communities, and a long-running culture of small independent professional firms. Most Plantation-area clients live in Plantation itself, plus Sunrise, Davie, Weston, and Cooper City to the south and west.
Plantation residents skew toward established professionals, business owners, pre-retirees, and the next-generation inheritors who often grew up in the area. Existing Integrity Wealth Planning relationships, now operating under the Intercoastal name, anchor the Plantation book.
The Plantation Office. Address: Plantation, FL.
The first meeting is a conversation, not a sales pitch. We'll talk about where you are, what you're working through, and whether Intercoastal is the right fit. In person in Boca Raton or Plantation, or by video from anywhere.