Wealth management for Davie residents, from the equestrian communities and Long Lake Ranches to the professional households along University Drive. One planning team handling investment strategy, tax positioning, estate coordination, retirement income modeling, insurance review, and business succession.
Davie's education and healthcare footprint (Nova Southeastern University, the South Florida Education Center, HCA and Broward Health facilities) drives a large share of the professional population. Deferred comp and 403(b)/457 coordination are recurring conversations for households in these fields.
Households earning $200K+ in Davie grew by more than a third in the last measurement cycle. The tax-planning and equity-comp work scale up meaningfully in this range.
Communities like Long Lake Ranches, Hawkes Bluff, and the acreage neighborhoods along Davie Road need land-holding structures, not just portfolio management. We coordinate with estate counsel on the titling side.
RSUs, non-qualified stock options, and deferred comp balances need a real diversification schedule. We build systematic exit plans that manage concentration risk and tax bracket exposure together.
We meet on a real cadence, usually quarterly. The plan flexes as your life and the tax code change. Most relationships span decades.
Offices in Boca Raton and Plantation, plus licensed in all 50 states. Existing clients keep us when they move.
Davie is a Broward County town just south of our Plantation office, home to Nova Southeastern University, the South Florida Education Center, and a growing base of medical and corporate professionals. The town combines suburban master-planned communities with equestrian and acreage neighborhoods along Davie Road and Griffin Road.
Davie residents concentrate in academic and medical leadership, executive-track corporate roles, and business-owner households. The recurring conversations are executive equity compensation, high-income tax bracket planning, and estate coordination for acreage and equestrian property owners.
Three things that matter to Davie residents.
Both offices are within a short drive of most Davie households. First meetings are in person; ongoing reviews are your choice: in-office, video, or a mix. Clients pick the office that fits their schedule.
Florida has no state income tax, but the planning still involves federal brackets, the homestead exemption and Save Our Homes portability, and the SIRS assessment landscape for coastal condo owners. Local knowledge saves years of guessing.
South Florida households frequently move. Kids move states, retirement moves them north, snowbird lifestyles split residency. Because we hold licensing in all 50 states, the relationship continues without restart when residence changes.
Davie's income profile shapes the planning conversations here. Median household income is around $87,250, with households earning $200,000+ growing by 36.2% in the last measurement cycle (US Census ACS). That growth in high-income households drives up federal tax bracket exposure and expands the equity-compensation planning work. Median owner-occupied home value is around $462,900, and for residents in Forest Ridge, Hawkes Bluff, Shenandoah, and Long Lake Ranches, the real estate component of net worth is meaningful enough to structure carefully.
From there, the work is disciplined. Balance sheets get audited in full, including equity comp vesting schedules. Systematic diversification plans replace concentrated RSU positions. Trust ownership is structured for real estate holdings that need to move cleanly to heirs. The tax planning coordinates with the client's CPA rather than replacing it.
The first meeting is a conversation. We map what's going on, what matters most, and whether we're the right fit. In person in Boca Raton or Plantation, or by video from anywhere.
Every service from our menu is available to Davie clients, whether you meet at our Plantation office or work with us by video:
Fee-based fiduciary financial planning for Davie households. Cash flow, tax positioning, retirement drawdown, and estate coordination as a written plan.
See financial advisors davie →Portfolio construction, asset allocation, tax-sensitive investing managed locally.
See investment management →Income strategy, IRA rollovers, Social Security timing, RMDs, healthcare bridge.
See retirement planning →Year-round positioning. Tax-loss harvesting, Roth conversions, charitable giving timing.
See tax planning →Beneficiary audits, trust funding, legacy planning, coordinated with your attorney.
See estate planning →401(k), 403(b), and old employer plan rollovers handled as direct trustee transfers.
See ira rollover planning →When to claim, spousal coordination, and how the claim fits the income sequence.
See social security optimization →Multi-year tax modeling for the low-income window between work and RMDs.
See roth conversion strategy →Education savings, Florida Prepaid, grandparent funding, FAFSA coordination.
See 529 plan & college planning →Life, disability, long-term care, and annuity review without the sales pitch.
See insurance planning →Behavioral coaching and accountability that turns the plan into actual decisions.
See financial coaching →Donor-advised funds, charitable trusts, QCDs from IRAs, appreciated security donations.
See charitable giving strategies →Revocable living trusts coordinated with your estate attorney. Funding and titling, done right.
See trust planning →Family transitions, internal sales, ESOPs, plus the post-transition personal plan.
See business succession planning →Pre-sale tax positioning, deal-structure planning, post-sale wealth strategy.
See business exit planning →Most Davie clients fit one or more of these descriptions:
For clients in their 40s, 50s, and early 60s coordinating the Social Security decision, Medicare timing, Roth conversion windows, and the income plan that follows.
For founders and owners. The planning runs from operating the business through eventual transition or sale.
For C-suite leaders with concentrated equity, deferred compensation, and the planning that comes with senior roles.
For clients receiving an inheritance, sudden or expected. Help making steady decisions in a moment when steady is hard.
For women in their career-building years working through equity comp, executive comp, and the planning that supports both.
For women rebuilding financial independence after divorce. Coaching, accountability, and a real plan for what's next.
For women facing financial decisions for the first time after the loss of a spouse. Patience and a step-by-step approach.
Restricted stock units (RSUs), non-qualified stock options (NQSOs), and deferred compensation plans build concentration risk and drive up income tax exposure the year they vest or exercise. For Davie executives at large healthcare, academic, and corporate employers, that concentration often becomes the single biggest planning question.
We design systematic diversification schedules for vested shares and model the tax impact of each option-exercise year. Proceeds get reinvested into a diversified portfolio sized to the client's real risk tolerance, not the risk profile the concentrated stock accidentally created (Source: https://www.irs.gov/individuals/international-taxpayers/taxation-of-nonresident-aliens).
For 403(b) and 457 plan participants at Nova Southeastern or the local healthcare systems, we also integrate those balances into the broader retirement plan and evaluate the 457 catch-up windows near retirement.
Davie's housing market ranges from master-planned suburban neighborhoods like Forest Ridge to custom acreage estates in the equestrian preserve. Median owner-occupied home value is around $462,900 (Source: https://www.census.gov/quickfacts/daviecountyflorida), and for acreage owners the number climbs materially higher.
We coordinate with estate planning attorneys on revocable trust funding, land trust structures, and LLC ownership for the acreage properties. The goal is a clean transfer to heirs and appropriate ownership structure for the property, not a legal-drafting exercise. We do the coordination side; the drafting stays with the attorney.
For Long Lake Ranches or Hawkes Bluff owners considering a future move to a smaller footprint, we also model the Save Our Homes portability treatment for the property tax basis.
As Davie's high-income household count continues to expand, proactive tax planning becomes a bigger part of the work. Income growth introduces higher federal tax brackets, Medicare surtaxes (the 3.8% NIIT), and phaseouts of common deductions.
We use tax-loss harvesting during volatile market periods, health savings account (HSA) contributions where clients have HDHP coverage, and donor-advised funds to shape the annual taxable-income picture. Roth conversion windows are modeled year-by-year rather than treated as a one-time decision (Source: https://www.irs.gov/retirement-plans/plan-participant-employee/roth-comparison-chart).
For clients approaching retirement with concentrated deferred comp balances, we also design the drawdown sequencing to smooth income across the pre-retirement, early-retirement, and Medicare-transition years.
Posts our wealth advisors have put together on this topic.
The Plantation office is 4 miles north of Davie, about 10 minutes by car via University Drive or Pine Island Road. Most Davie clients meet in person quarterly and use secure video for interim planning. Virtual planning is fully available for clients who prefer it.
Yes. Nova Southeastern faculty and staff planning often includes 403(b) contribution optimization, 457(b) plan integration, and the retirement-age catch-up rules unique to those plan types. We coordinate the university's plan alongside personal IRAs, taxable investment accounts, and Social Security to build a single retirement plan.
RSU and stock option planning starts with a systematic diversification schedule that limits concentration risk. We model the tax impact of each vesting or exercise year, coordinate the 10b5-1 trading plan design where applicable, and reinvest the proceeds into a portfolio sized to the client's actual risk tolerance rather than accidental risk.
The Net Investment Income Tax (NIIT) is a 3.8% federal tax on investment income for individuals with modified adjusted gross income above $200,000 ($250,000 for married filing jointly). We plan around the threshold using tax-loss harvesting, timing of taxable gains, and asset location across account types to reduce the NIIT bill.
Yes. Acreage and equestrian property planning involves land-trust structures, LLC ownership where liability exposure matters, and property-tax classification review. We coordinate with the client's estate attorney on the ownership side and integrate the property into the broader wealth transfer plan.
A fee-based financial advisor charges an ongoing percentage of assets under management, often on a schedule that steps down as portfolio size grows. Fee-based means both fee and commission compensation are possible, disclosed in writing. Ask for the fee schedule during the first conversation.
Davie is a Broward County town just south of our Plantation office, home to Nova Southeastern University, the South Florida Education Center, and a growing base of medical and corporate professionals. The town combines suburban master-planned communities with equestrian and acreage neighborhoods along Davie Road and Griffin Road.
Davie residents concentrate in academic and medical leadership, executive-track corporate roles, and business-owner households. The recurring conversations are executive equity compensation, high-income tax bracket planning, and estate coordination for acreage and equestrian property owners.
The first meeting is a conversation, not a sales pitch. We'll talk about where you are, what you're working through, and whether Intercoastal is the right fit. In person in Boca Raton or Plantation, or by video from anywhere.