CFP-led planning
All planning is led by a Certified Financial Planner held to the fiduciary standard. The CFP designation is the gold standard for personal financial planning.
The Intercoastal Wealth Planning team is a small fiduciary practice serving South Florida. CFP-led planning, a dedicated tax professional, and a service approach built around long-term client relationships.
All planning is led by a Certified Financial Planner held to the fiduciary standard. The CFP designation is the gold standard for personal financial planning.
our enrolled agent handles tax preparation in-house for investment-management clients. Enrolled Agent is the highest IRS designation for tax practitioners.
Most client questions get answered by a person who already knows your file. Not a 1-800 number, not a different rep every quarter.
We work alongside your estate attorney, your business attorney, and your CPA where applicable. We aim to be the personal-finance hub, not duplicate work.
We meet on a real cadence, usually quarterly. The plan flexes as your life and the tax code change. Most relationships span decades.
Offices in Boca Raton and Plantation, plus licensed in all 50 states. Existing clients keep us when they move.
We're a coordinated team of financial professionals who share a common philosophy: disciplined planning, risk-aware investment strategy, and unwavering fiduciary responsibility.
Our collaborative structure ensures that no client relationship relies on a single perspective. Instead, clients benefit from the collective insight of a team who understand and support retirement transitions, business succession, multigenerational planning, and tax-efficient wealth preservation.
We believe stewardship is a responsibility. We believe advice should be objective. And we believe meaningful financial guidance begins with listening. Our team is committed to building enduring relationships grounded in clarity, transparency, and thoughtful strategy.
CERTIFIED FINANCIAL PLANNER™ Professional
Beth has been in the finance industry since 1991. From venture capital and corporate America to individualized financial planning, her experience has given her a strong appreciation for financial planning and wealth management. She develops personalized strategies for the pre-retiree and retiree, and specializes in working with corporate executives, divorcees, clients experiencing life-changing events, and federal employees and their families. Additionally, Beth works with business owners on succession planning and their financial life after.
Beth provides each of her clients a broad perspective on wealth management guidance, preservation, estate planning, and tax efficiency. Her overall goal is to preserve and grow client assets and help limit downside risk so that clients can enjoy consistent returns without the kind of volatility that can sometimes make investing an anxious experience. She focuses a portion of her practice on women and hosts a quarterly educational seminar, "Savvy Women Invest," to educate women to make smart decisions with their money. She works closely with clients’ other family advisors, including attorneys and accountants.
In 2012, Ms. Bennett earned her CERTIFIED FINANCIAL PLANNER™ certification. As the Principal and CEO of Chesapeake Financial Planning & Tax Services, LLC, she provides her clients with objectivity, transparency, and customized strategies. Beth is a graduate of Penn State University with a BS in Accounting and earned her MBA from Meredith College. She is a registered representative and investment adviser representative with J.W. Cole Financial, Inc., and is a member of the Financial Planning Association (FPA).
Beth enjoys spending quality time with her husband and fur baby, Luie, as well as her son and daughter-in-law who live in NC. She is an avid fitness enthusiast, beach goer, and enjoys cooking when she can.
Financial Paraplanner & Financial Advisor
Since joining the firm in 2013, Katie has embraced various roles to support the company’s daily operations and deliver client service. As a financial advisor and paraplanner, she is dedicated to helping clients navigate their financial journeys with confidence and clarity.
Originally from Pennsylvania, Katie relocated to Maryland in 2011 after earning her Associate of Arts degree in Multimedia. Her creative background complements her analytical skills, allowing her to bring a unique perspective to financial planning. In her free time, Katie enjoys traveling, exploring art, and spending time with her husband and their two cats, Lucy and Liam.
Senior Client Relationship Associate
Colleen is the welcoming smile you see when you visit the Maryland office and the friendly voice that greets you when you call. With her dedication, she ensures the office runs smoothly, scheduling client meetings and managing the finer details of all-client accounts. Whether life insurance, annuities, or any other policy-related question, Colleen is an expert researcher.
Colleen is based in Annapolis, Maryland, and holds a BA in Psychology from Salisbury University. Outside of work, she enjoys spending time with her family, particularly since recently becoming an aunt – although she prefers the title “Lovie.” Colleen is also a big fan of traveling, hitting the gym, and soaking up the sun on trips to the beach.
Senior Client Services Associate
Adiane is instrumental in supporting the daily operations of the practice in Florida. She coordinates internal workflows, manages client communications, and assists our financial advisors with care. Her attention to detail helps create a welcoming experience for our team and clients alike.
Adiane earned her Associate in Arts Degree in Graphic Design from Broward College, where she graduated with honors. She received her Bachelor’s Degree in Studio Art from Florida Atlantic University, graduating magna cum laude. Adiane has 30+ years of administrative experience across general contracting, consulting, telecommunications, commercial real estate, and engineering. Outside of work, Adiane loves spending time with her husband and daughter, reading novels, painting, and exercising.
Client Services Associate
Kim joined our team in February 2025. She handles client requests and answers questions over the phone to support clients throughout their financial journey. She has worked in many realms of the financial industry for over 20 years. In her free time, Kim enjoys quality time with her husband and grandchildren, traveling, and going to the beach.
Team Mascot
Luie’s job is to bring smiles and kisses every day. He also acts as a doorman to escort clients to their seats. Every day is a good day in Luie-Land.
Three pages that go deeper:
The personal story behind the practice. How Beth came to financial planning and why the firm works the way it does.
See beth's story →How Intercoastal Wealth Planning carries forward the legacy of Integrity Wealth Planning.
See the intercoastal & integrity story →What it actually means that we're held to a fiduciary standard, and what that legally requires of us.
See the fiduciary standard →We're intentionally a small practice. The team includes the Certified Financial Planner who leads planning, an Enrolled Agent who handles in-house tax preparation for investment-management clients, and support staff for operations. The size lets us know every client.
Most clients have one primary advisor (the CFP) plus access to the broader team for specific work like tax preparation. You won't be passed between five people across a year.
No. We work mostly with families at household incomes of $250,000 or above, plus business owners, professional women, widows, divorcees, and inheritors at similar wealth tiers. Some prospective clients are a better fit for a different kind of practice; we'll say so honestly.
No. Intercoastal Wealth Planning is an independent firm. Securities and advisory services are offered through J. W. Cole Financial, a broker-dealer and Registered Investment Advisor. Intercoastal is independent of J. W. Cole.
The first meeting is a conversation, not a sales pitch. We'll talk about where you are, what you're working through, and whether Intercoastal is the right fit. In person in Boca Raton or Plantation, or by video from anywhere.