Coastal-neighborhood depth
Many clients are in Las Olas Isles, Coral Ridge, Bay Colony, Harbor Beach, Idlewyld, Rio Vista, and the surrounding waterfront. The planning matches that wealth profile.
Wealth management in Fort Lauderdale, FL covering downtown professionals, coastal homeowners, and Las Olas-area business owners. Served from our Plantation office, 10 miles west.
Many clients are in Las Olas Isles, Coral Ridge, Bay Colony, Harbor Beach, Idlewyld, Rio Vista, and the surrounding waterfront. The planning matches that wealth profile.
Fort Lauderdale's downtown core is a real employment hub. Executives, attorneys, and finance professionals make up a meaningful share of the local professional population.
Boat ownership, vacation homes, and seasonal residency add layers that we handle as part of the planning conversation.
Fort Lauderdale has a real pre-retiree population, especially in the coastal neighborhoods. The income strategy and Roth conversion work fits.
We meet on a real cadence, usually quarterly. The plan flexes as your life and the tax code change. Most relationships span decades.
Offices in Boca Raton and Plantation, plus licensed in all 50 states. Existing clients keep us when they move.
The Fort Lauderdale (served by our Plantation office, 10 miles west). Address: Plantation, FL.
Three things that matter to Fort Lauderdale residents.
Both offices are within a short drive of most Fort Lauderdale households. First meetings are in person; ongoing reviews are your choice: in-office, video, or a mix. Clients pick the office that fits their schedule.
Florida has no state income tax, but the planning still involves federal brackets, the homestead exemption and Save Our Homes portability, and the SIRS assessment landscape for coastal condo owners. Local knowledge saves years of guessing.
South Florida households frequently move. Kids move states, retirement moves them north, snowbird lifestyles split residency. Because we hold licensing in all 50 states, the relationship continues without restart when residence changes.
The first meeting is a conversation. We map what's going on, what matters most, and whether we're the right fit. In person in Boca Raton or Plantation, or by video from anywhere.
Every service from our menu is available to Fort Lauderdale clients, whether you meet at our Plantation office or work with us by video:
Fee-based fiduciary financial planning for Fort Lauderdale households. Cash flow, tax positioning, retirement drawdown, and estate coordination as a written plan.
See financial advisors fort lauderdale →Portfolio construction, asset allocation, tax-sensitive investing managed locally.
See investment management →Income strategy, IRA rollovers, Social Security timing, RMDs, healthcare bridge.
See retirement planning →Year-round positioning. Tax-loss harvesting, Roth conversions, charitable giving timing.
See tax planning →Beneficiary audits, trust funding, legacy planning, coordinated with your attorney.
See estate planning →401(k), 403(b), and old employer plan rollovers handled as direct trustee transfers.
See ira rollover planning →When to claim, spousal coordination, and how the claim fits the income sequence.
See social security optimization →Multi-year tax modeling for the low-income window between work and RMDs.
See roth conversion strategy →Education savings, Florida Prepaid, grandparent funding, FAFSA coordination.
See 529 plan & college planning →Life, disability, long-term care, and annuity review without the sales pitch.
See insurance planning →Behavioral coaching and accountability that turns the plan into actual decisions.
See financial coaching →Donor-advised funds, charitable trusts, QCDs from IRAs, appreciated security donations.
See charitable giving strategies →Revocable living trusts coordinated with your estate attorney. Funding and titling, done right.
See trust planning →Family transitions, internal sales, ESOPs, plus the post-transition personal plan.
See business succession planning →Pre-sale tax positioning, deal-structure planning, post-sale wealth strategy.
See business exit planning →Most Fort Lauderdale clients fit one or more of these descriptions:
For clients in their 40s, 50s, and early 60s coordinating the Social Security decision, Medicare timing, Roth conversion windows, and the income plan that follows.
For founders and owners. The planning runs from operating the business through eventual transition or sale.
For C-suite leaders with concentrated equity, deferred compensation, and the planning that comes with senior roles.
For clients receiving an inheritance, sudden or expected. Help making steady decisions in a moment when steady is hard.
For women in their career-building years working through equity comp, executive comp, and the planning that supports both.
For women rebuilding financial independence after divorce. Coaching, accountability, and a real plan for what's next.
For women facing financial decisions for the first time after the loss of a spouse. Patience and a step-by-step approach.
"We live in Coral Ridge and the Plantation office is an easy 15-minute drive. The team handles the boat-related insurance work, the second home in North Carolina, and the broader retirement plan as one coordinated conversation."
"I am a partner at a downtown law firm. The K-1 income, the deferred comp, the firm partner buyout structures. They handle all of it as a personal financial conversation, not a tax-prep transaction."
"After we sold the business in 2023 we moved from the suburbs to a waterfront condo in Harbor Beach. Beth's team handled the pre-sale tax positioning, the post-sale wealth plan, and the move-related work."
Fort Lauderdale is a globally recognized marine hub. The industry serving the Intracoastal Waterway and Port Everglades (yachting logistics, marine services, coastal tourism) has produced a large founder community whose net worth is heavily tied to company equity.
Exiting a marine-related business has its own timing and structural considerations. The 18 to 24 months before a planned sale are usually where the highest-impact planning happens: deal structure choices, tax positioning, and the post-sale income plan all benefit from being modeled ahead of the transaction. We work alongside the founder's business attorney and CPA when a sale is being contemplated.
The personal-finance work covers the transition from operator income to portfolio income, the shift in the estate plan once significant liquidity is present, and the ongoing cash flow structure that supports the retirement the founder actually wants.
Fort Lauderdale's housing profile skews toward condos. Owner-occupancy is 54.1% (US Census ACS), and the Las Olas corridor plus the beach neighborhoods have a high density of high-rise living. The 2026 Florida SIRS reserve requirements have changed the ownership calculus for many of these buildings.
For condo owners facing new mandatory special assessments, the planning question is where the liquidity comes from without disrupting the broader retirement plan. We look at taxable accounts, IRA distribution timing, and Roth conversion coordination to find the option with the least tax friction for the specific client.
For clients still deciding on a coastal condo purchase, we build the reserve assessment risk into the initial cash flow model so it's factored into the buying decision rather than surfacing as a surprise later.
The downtown core of Fort Lauderdale has continued to attract corporate professionals and executives. For clients in high-earning roles, financial life often becomes fragmented across old 401(k)s from prior employers, restricted stock units, and taxable brokerage accounts opened at different points.
Our work with corporate clients starts with consolidation. Getting the picture on one page, then designing an individualized strategy for the whole thing rather than treating each account separately. Vesting schedules, the tax impact of selling concentrated stock positions, and the diversification cadence all get built into the plan.
The Enrolled Agent handles the tax coordination in-house so investment decisions and the tax return work together. For executives eyeing early financial independence or a career transition, we model what that path looks like alongside the traditional retirement projection.
Posts our wealth advisors have put together on this topic.
Not yet. Our Plantation office is about 10 miles west of downtown Fort Lauderdale, roughly 15-20 minutes by car. Most Fort Lauderdale clients are comfortable with the Plantation location for initial meetings. After the first one or two, most shift to a hybrid in-person plus video cadence.
Yes. The K-1 income, the deferred-comp elections, the firm partnership structures, and the broader personal financial plan that comes with senior professional roles are core areas of work for us.
Yes. Vacation homes (especially in higher-tax states or different countries), boat ownership, and second-residence cash flow are common Fort Lauderdale planning topics. The financial-side work coordinates with your tax counsel for the legal side.
We help with the residency change planning (state tax positioning, domicile documentation, timing of any large taxable events) and the broader financial plan that fits the new Florida tax structure.
The Plantation office at 7901 SW 6th Court is a short drive west on I-595, which makes in-person meetings convenient for most Fort Lauderdale residents.
Yes. We work alongside your business attorney and CPA on the deal structure and tax positioning, and we handle the ongoing planning around what the sale proceeds need to fund on the personal side.
Fort Lauderdale is Broward County's largest city and the regional commercial hub. The Intracoastal cuts north-south through the middle, with the coastal residential neighborhoods east (Las Olas Isles, Coral Ridge, Harbor Beach, Bay Colony, Sea Ranch Lakes), the downtown business district anchored along Las Olas Boulevard, and a mix of older residential and newer urban housing west of the Intracoastal.
Fort Lauderdale residents span downtown professionals working in finance, law, and healthcare; coastal homeowners managing waterfront properties and boats; and a real pre-retiree population in the historic residential pockets. Plus a growing wave of younger executives in the downtown housing developments along the river and the new high-rise neighborhoods.
The Fort Lauderdale (served by our Plantation office, 10 miles west). Address: Plantation, FL.
The first meeting is a conversation, not a sales pitch. We'll talk about where you are, what you're working through, and whether Intercoastal is the right fit. In person in Boca Raton or Plantation, or by video from anywhere.