Financial Planning
The full-picture planning engagement. Cash flow, tax positioning, investment policy, beneficiary audit, estate hand-off.
See Financial Planning
A full-service planning firm covering financial, investment, retirement, tax, estate, insurance, and business succession work. Fiduciary and fee-based, from offices in Boca Raton and Plantation, plus virtual planning in all 50 states.
A full-service wealth management firm covering fiduciary financial planning, investment management, retirement planning, tax strategies, estate planning, insurance planning, and business successions. Most clients start with the full planning engagement and layer in the specific topics that fit their situation.
The full-picture planning engagement. Cash flow, tax positioning, investment policy, beneficiary audit, estate hand-off.
See Financial PlanningDiscretionary portfolio management aligned to the plan. Low-cost, tax-aware, and rebalanced on a schedule.
See Investment ManagementIncome planning, Social Security timing, Medicare choices, and the drawdown sequence that fits your accounts.
See Retirement PlanningRoth conversion strategy, capital-gains sequencing, charitable giving structure. Coordinated with your CPA.
See Tax PlanningBeneficiary alignment, trust structure, and the coordination between your estate attorney and the actual accounts.
See Estate PlanningConsolidating old 401(k)s and IRAs into one plan you can actually track.
See IRA RolloversWhen to file, spousal strategy, and how the claim interacts with the rest of the income plan.
See Social Security OptimizationMulti-year conversion analysis sized to your tax brackets.
See Roth Conversion StrategyRevocable trust coordination between your estate attorney and the funding of the trust itself.
See Trust PlanningDonor-advised funds, qualified charitable distributions, and appreciated-asset gifts.
See Charitable GivingLife, disability, long-term care, and annuity contracts read line by line with full commission disclosure.
See Insurance PlanningBehavioral coaching and accountability for clients who already know what to do and want a partner making sure it gets done.
See Financial CoachingCollege funding strategy that fits the rest of your plan, including grandparent-owned account tactics.
See 529 & College PlanningPassing a business to the next generation, keeping the value in the family, and coordinating with the estate plan.
See Business Succession PlanningPreparing a business for sale, working with M&A advisors, and planning the post-sale life the proceeds have to support.
See Business Exit PlanningNot sure where to start? Most first conversations are broad by design. We map what's going on, what matters most, and where the gaps and decisions are. Schedule a consultation or see the areas we serve.
The first meeting is a conversation. We map what's going on, what matters most, and whether we're the right fit. In person in Boca Raton or Plantation, or by video from anywhere.
The first meeting is a conversation, not a sales pitch. We'll talk about where you are, what you're working through, and whether Intercoastal is the right fit. In person in Boca Raton or Plantation, or by video from anywhere.